We Are Passionate About Helping Physicians Achieve Financial Freedom

Becoming a physician was once a reliable path to financial freedom. It may have required a delayed career start and some student loans, but these were small hurdles on the pathway to a promising and fulfilling career and, ultimately, a comfortable retirement. Fast forward to today, and the economics of becoming of physician have changed dramatically.

The average medical school debt now exceeds $215K—excluding undergrad. This is more than a four-fold increase from 1978 (adjusted for inflation), yet corresponding salaries have not risen anywhere near this amount. In addition, what was once a rewarding career is now, for many, filled with inefficient EMRs, a daily labyrinth of insurance paperwork and billing documentation, longer hours, and less time with patients. It’s no wonder, at Artemis, we often hear the same question from physicians: “How long before I can retire?”

The financial challenges that physicians face are not insurmountable, but they do require long-term, advanced planning. Physicians, perhaps more than any other professionals, need to start their financial planning early on. Our Physician Wealth practice is led by Mark Haser, a CERTIFIED FINANCIAL PLANNER™ professional and MBA, who has worked with numerous physicians (including his wife and sister). Mark understands the unique challenges that physicians and other healthcare professionals face, and he is passionate about helping them achieve financial freedom. 

Financial Planning for Physicians

We are experts in many of the topic areas highly relevant to physicians:

Retirement Planning

  • Early retirement planning and projections
  • 457 deferred compensation plans
  • Solo 401(k) plans with provisions for mega-backdoor Roth IRA conversions

Debt management

  • Student loan debt and public service loan forgiveness (PSLF)
  • Physician mortgage loans

Cash Flow Management

  • Cash flow analysis
  • Budgeting

Risk management

  • Personal liability (“umbrella”) insurance
  • Disability insurance
  • Malpractice insurance

Career Management

  • Buying into a private practice
  • Balancing clinical workload and research
  • Promotion packages

Financial Planning for Physicians

We are experts in many of the topic areas highly relevant to physicians:

Retirement Planning

  • Early retirement planning and projections
  • 457 deferred compensation plans
  • Solo 401(k) plans with provisions for mega-backdoor Roth IRA conversions

Debt management

  • Student loan debt and public service loan forgiveness (PSLF)
  • Physician mortgage loans

Cash Flow Management

  • Cash flow analysis
  • Budgeting

Risk management

  • Personal liability (“umbrella”) insurance
  • Disability insurance
  • Malpractice insurance

Career Management

  • Buying into a private practice
  • Balancing clinical workload and research
  • Promotion packages
doctors

How We Serve Physicians

We have experience working with physicians – from clinicians to researchers and those in industry; from residents to retirees; from oncologists to surgeons to primary care practitioners. Many of the physicians we work with are affiliated with one of the large Boston-area networks (Mass General Brigham, BIDMC, Dana Farber, etc.), but we have also helped those in independent, small group practices. Read our case studies to learn how we’ve helped other healthcare professionals just like you.

CASE STUDIES

If It Sounds Like Artemis May Be The Right Fit For You,

We encourage you to connect with Mark Haser today.