Subscribe For Updates

Is it Always Better to Save in a Retirement Account?

Clients who are 10-15 years from retirement will periodically ask me whether it is still worth it to max out their retirement account every year given the limited time remaining to benefit from tax-deferred compounding.  After crunching some numbers, I’ve concluded that continuing to fund retirement accounts is generally the better deal. Please read my latest Artemis Brief to see why it is hard for a taxable account to beat a retirement account over any given time horizon.

 

 

 

Picture of Leigh Bivings, Ph.D., CFP®, CDFA™
Leigh Bivings, Ph.D., CFP®, CDFA™
Leigh is CEO and Founder of Artemis Financial Advisors LLC. Leigh has a Ph.D. in applied economics from Stanford University and is a Certified Financial Planner (CFP®) and Certified Divorce Financial Analyst (CDFA®). She enjoys working with clients and strives to give them peace of mind and robust frameworks so that they can make more informed choices about spending and saving and make these choices with enhanced confidence.

Subscribe For Updates

Related articles