As most of you know, the taxes you pay on your investments and when you pay them can matter a lot to your ultimate bottom line. That’s why we all tend to jump at the opportunity to save in a 401k account and/or open a Roth IRA when we can. Now there is even a better option called a Health Savings Account (HSA). Available to all who own a high deductible health plan, with HSA accounts contributions and withdrawals are completely tax free and unlike Flexible Spending Accounts (FSA), you don’t have to spend your contributions in the year you make them. It’s a very good deal and even better than a Roth or a 401k.  The attached Brief provides more detail.

Please get in contact if you need help setting up such an account for you and your family.