Attached is a Brief about the ins and outs of borrowing from one’s retirement plan to make a real estate purchase. We at Artemis are seeing more and more folks who want to purchase a home but whose pot of savings is “stuck” in their retirement account. The good news is that one can indeed borrow from a 401k type plan but it comes at a potentially steep cost.
Future investment rate of return is a crucial input for any financial plan. Read this Brief to learn what drives investment expectations and what we